MOBILE APP PRIVACY POLICYLast modified: July, 2nd,2023IntroductionOMNIS, Inc. (“Company”or “We”) respect your privacy andare committed to protecting it through our compliance with this policy. Thispolicy describes: ● The types of informationwe may collect or that you may provide when you download, install, registerwith, access, or use the OMNIS (the “App”).● Our practices forcollecting, using, maintaining, protecting, and disclosing that information.This policy applies only to information we collect in this App inemail, text, and other electronic communications sent through or in connectionwith this App, and bank partnerships. This policy DOES NOT apply to information that:● We collect offline or onany other Company apps or websites, including websites you may access throughthis App. ● You provide to or iscollected by any third party (see Third-Party Information Collection).Our websites and apps and these other third parties may have theirown privacy policies, which we encourage you to read before providinginformation on or through them.Please read this policy carefully to understand our policies andpractices regarding your information and how we will treat it. If you do notagree with our policies and practices, do not download, register with, or usethis App. By downloading, registering with, or using this App, you agree tothis privacy policy. This policy may change from time to time (see Changes toOur Privacy Policy). Your continued use of this App after we revise this policymeans you accept those changes, so please check the policy periodically forupdates.Children Under the Age of 16The App is not intended for children under 16 years of age, and wedo not knowingly collect personal information from children under 16. If welearn we have collected or received personal information from a child under 16without verification of parental consent, we will delete that information. Ifyou believe we might have any information from or about a child under 16,please contact us at Zveasy@LucidTrades.com.California residents under 16 years of age may have additionalrights regarding the collection and sale of their personal information. Pleasesee Your State Privacy Rights for more information.Information We Collect and How We Collect ItWe collect information from and about users of our App:● Directly from you whenyou provide it to us.● Automatically when youuse the App. ● We collect socialsecurity numbers (SSNs) for updating users’ credit.Information You Provideto UsWhen you download, register with, or use this App, we may ask you toprovide information:● By which you may bepersonally identified, such as name, postal address, email address, telephonenumber, social security number, or ANY OTHERINFORMATION THE APP COLLECTS THAT IS DEFINED AS PERSONAL OR PERSONALLYIDENTIFIABLE INFORMATION UNDER AN APPLICABLE LAW/any other identifier by whichyou may be contacted online or offline (“personalinformation”).This information includes: ● Information that youprovide by filling in forms in the App. This includes information provided atthe time of registering to use the App, posting material, and requestingfurther services. We may also ask you for information when you report a problemwith the App.● Records and copies ofyour correspondence (including email addresses and phone numbers), if youcontact us.● Details of transactionsyou carry out through the App and of the fulfillment of your orders. You may berequired to provide financial information before placing an order through theApp.● Your search queries onthe App.You may also provide information for publication or display (“Posted”) on public areas of the app orwebsites you access through the App (collectively, “User Contributions”). Your User Contributions are Posted andtransmitted to others at your own risk. Although you may set certain privacysettings for such information by logging into your account profile, please beaware that no security measures are perfect or impenetrable. Additionally, wecannot control the actions of third parties with whom you may choose to shareyour User Contributions. Therefore, we cannot and do not guarantee that yourUser Contributions will not be viewed by unauthorized persons.Automatic InformationCollection and Tracking When you download, access, and use the App, it may use technologyto automatically collect:● Usage Details. When you access and usethe App, we may automatically collect certain details of your access to and useof the App, including traffic data, location data, logs, and othercommunication data and the resources that you access and use on or through theApp. ● Device Information. We may collect information about your mobile device and internetconnection, including the device’s unique device identifier, IP address,operating system, browser type, mobile network information, and the device’stelephone number.● Stored Information and Files. The App also may access metadata and other information associatedwith other files stored on your device. This may include, for example,photographs, audio and video clips, personal contacts, and address bookinformation.● Location Information. This App collects real-time information about the location ofyour device.If you do not want us to collect this information you may opt-out at any time by changing the settings. For more information, see Your Choices About OurCollection, Use, and Disclosure of Your Information. Note, however, that optingout of the App’s collection of location information will disable itslocation-based features.We also may use these technologies to collect information aboutyour activities over time and across third-party websites, apps, or otheronline services (behavioral tracking). Click here for information on how youcan opt out of behavioral tracking on or through this app and how we respond tobrowser signals and other mechanisms that enable consumers to exercise choiceabout behavioral tracking.Information Collectionand Tracking Technologies The technologies we use for automatic information collection mayinclude:● Cookies (or mobile cookies). A cookie is a small file placed on your smartphone. It may bepossible to refuse to accept mobile cookies by activating the appropriatesetting on your smartphone. However, if you select this setting you may beunable to access certain parts of our App. ● Web Beacons. Pages of the App andour emails may contain small electronic files known as web beacons (alsoreferred to as clear gifs, pixel tags, and single-pixel gifs) that permit theCompany, for example, to count users who have visited those pages or opened anemail and for other related app statistics (for example, recording thepopularity of certain app content and verifying system and server integrity). Third-Party InformationCollectionWhen you use the App or its content, certain third parties may useautomatic information collection technologies to collect information about youor your device. These third parties may include: ● Analytics companies.Such as Amplitude.● Your mobile devicemanufacturer.These third parties may use tracking technologies to collectinformation about you when you use this app. The information they collect maybe associated with your personal information or they may collect information,including personal information, about your online activities over time andacross different websites, apps, and other online services websites. They mayuse this information to provide you with interest-based (behavioral)advertising or other targeted content. We do not control these third parties’ tracking technologies orhow they may be used. If you have any questions about an advertisement or othertargeted content, you should contact the responsible provider directly. Forinformation about how you can opt out of receiving targeted advertising frommany providers, see Your Choices About Our Collection, Use, and Disclosure ofYour Information.How We Use Your InformationWe use information that we collect about you or that you provideto us, including any personal information, to:● Provide you with the Appand its contents, and any other information, products, or services that yourequest from us.● Fulfill any otherpurpose for which you provide it.● Give you notices aboutyour account/subscription, including expiration and renewal notices.● Carry out ourobligations and enforce our rights arising from any contracts entered intobetween you and us, including for billing and collection.● Notify you when Appupdates are available, and of changes to any products or services we offer orprovide throughit.The usage information we collect helps us to improve our App andto deliver a better and more personalized experience by enabling us to:● Estimate our audiencesize and usage patterns.● Store information aboutyour preferences, allowing us to customize our App according to your individualinterests.● Speed up your searches.● Recognize you when youuse the App. We use location information we collect to enhance your userexperience, provide personalized services, and improve our platform'sefficiency. For instance, we may suggest lenders or borrowers near you, providelocation-specific financial advice, and optimize our services based on usagepatterns in your area.We may also use your information to contact you about our own andthird parties’ goods and services that may be of interest to you. If you do notwant us to use your information in this way, please check the relevant boxlocated on the form on which we collect your data (the order form/registrationform)/adjust your user preferences in your account profile. For moreinformation, see Your Choices About OurCollection, Use, and Disclosure of Your Information.Disclosure of Your InformationWe may disclose aggregated information about our users, andinformation that does not identify any individual or device, withoutrestriction. In addition, we may disclose personal information that we collector you provide:● To our subsidiaries andaffiliates.● To contractors, serviceproviders, and other third parties we use to support our businessand who are bound by contractual obligations to keeppersonal information confidential and use it only for the purposes for which wedisclose it to them.● To a buyer or othersuccessor in the event of a merger, divestiture, restructuring, reorganization,dissolution, or other sale or transfer of some or all of OMNISInc.’s assets, whether as a going concern or as partof bankruptcy, liquidation, or similar proceeding, in which personalinformation held by OMNIS Inc. about our Appusers is among the assets transferred.● To third parties tomarket their products or services to you if you have consented to/not opted outof these disclosures. We contractually require these third parties to keeppersonal information confidential and use it only for the purposes for which wedisclose it to them. For more information, see Your Choices About OurCollection, Use, and Disclosure of Your Information.● To fulfill the purposefor which you provide it. For example, if you give us an email address to usethe “email a friend” feature of our Website or App, we will transmit thecontents of that email and your email address to the recipients.For any other purpose disclosed by us when youprovide the information.● With your consent.● To comply with any courtorder, law, or legal process, including responding to any government or regulatory request.● To enforce our rightsarising from any contracts entered into between you and us, including the AppEULA, terms ofsale, and for billing and collection.● If we believe disclosureis necessary or appropriate to protect the rights, property, or safety of OMNISInc., our customers, or others. This includesexchanging information with other companies and organizations for the purposesof fraud protection and credit risk reduction.Your Choices About Our Collection, Use, and Disclosure of YourInformationWe strive to provide you with choices regarding the personalinformation you provide to us. This section describes mechanisms we provide foryou to control certain uses and disclosures of over your information. ● Tracking Technologies. You can set your browser to refuse all or some browser cookies,or to alert you when cookies are being sent. You can choose whether or not toallow the App to collect information through other tracking technologies byOPT-OUT METHOD. If you disable or refuse cookies or block the use of othertracking technologies, some parts of the App may then be inaccessible or notfunction properly.● Location Information. You can choose whether or not to allow the App to collect and usereal-time information about your device’s locationthrough the device’s privacy settings. If you blockthe use of location information, some parts of the App may become inaccessibleor not function properly.● Promotion by the Company. If you do not want us to use your email address to promote ourown or third parties’ products or services, you can opt-out. You can also always opt out by logging into the App and adjusting your user preferences in youraccount profile by checking or unchecking the relevant boxes or by sending usan email or text message stating your request to Zveasy@LucidTrades.com.● Targeted Advertising by the Company. If you do not want us to use information that we collect or thatyou provide to us to deliver advertisements according to our advertisers’target-audience preferences. You can also always adjust your user advertisingpreferences in your account profile by checking or unchecking the relevantboxes or by sending us an email or text message stating your request to Zveasy@LucidTrades.com.We do not control third parties’ collection or use of yourinformation to serve interest-based advertising. However, these third parties may provide you with ways to choosenot to have your information collected or used in this way. You can opt out ofreceiving targeted ads from members of the Network Advertising Initiative (“NAI”) on the NAI’s website.Residents in certain states, such as California, may haveadditional personal information rights and choices. Please see Your StatePrivacy Rights for more information. Accessing and Correcting Your Personal InformationYou can review and change your personal information by logginginto the App and visiting your account profile page.You may also send us an email at Zveasy@LucidTrades.com to request access to, correct, or delete any personalinformation that you have provided to us. We cannot delete your personalinformation except by also deleting your user account. We may not accommodate arequest to change information if we believe the change would violate any law orlegal requirement or cause the information to be incorrect.If you delete your User Contributions from the App, copies of yourUser Contributions may remain viewable in cached and archived pages or mighthave been copied or stored by other App users. Proper access and use ofinformation provided on the App, including User Contributions, is governed byour terms of use.Residents in certain states, such as California, may haveadditional personal information rights and choices. Please see Your StatePrivacy Rights for more information.Your State Privacy RightsState consumer privacy laws may provide their residents withadditional rights regarding the use oftheir personal information. To learn more about California residents’ privacyrights, visit. California’s “Shine the Light” law (Civil Code Section §1798.83) permits users of our App that are California residents to requestcertain information regarding our disclosure of personal information to thirdparties for their direct marketing purposes. To make such a request, pleasesend an email to Zveasy@LucidTrades.com orwrite us at: 540 Devall Dr, Auburn, AL 36849 Suite 101.To learn more about consumer privacy rights in other states andhow to exercise them, visit.Data SecurityWe have implemented measures designed to secure your personalinformation from accidental loss and from unauthorized access, use, alteration,and disclosure. All information you provide to us is stored on our secureservers behind firewalls. Any payment transactions and SSNs will be encrypted using SSL technology.The safety and security of your information also depends on you.Where we have given you (or where you have chosen) a password for access tocertain parts of our App, you are responsible for keeping this passwordconfidential. We ask you not to share your password with anyone. We urge you tobe careful about giving out information in public areas of the App like messageboards. The information you share in public areas may be viewed by any user ofthe App.Unfortunately, the transmission of information via the Internet and mobile platforms is not completely secure. Although wedo our best to protect your personal information, we cannot guarantee thesecurity of your personal information transmitted through our App. Anytransmission of personal information is at your own risk. We are notresponsible for the circumvention of anyprivacy settings or security measures we provide.Changes to Our Privacy PolicyWe may update our privacy policy from time to time. If we makematerial changes to how we treat our users’ personal information, we will postthe new privacy policy on this page with a notice that the privacy policy hasbeen updated andnotify you by email to the primary email specified in your account and anin-App alert the first time you use the App after we make the change.The date the privacy policy was last revised is identified at thetop of the page. You are responsiblefor ensuring we have an up-to-date active anddeliverable Zveasy@LucidTrades.com for you andfor periodically visiting this privacy policy to check for any changes.Contact InformationTo ask questions or comment about this privacy policy and ourprivacy practices, contact us at: 540Devall Dr, Auburn, AL 36849 Suite 101Zveasy@LucidTrades.comTo register a complaint or concern, please PRIVATE DISPUTERESOLUTION INSTRUCTIONS.